to the dispute and to enhance the opportunity for the successful settlement. During the initial interview and in the introductory letters to the parties, it shall be stressed that participation is voluntary, and unless the parties agree otherwise, either party can withdraw from the process at any time. All section 609 credit dispute letters should be sent certified mail to the credit bureau, creditor, or collection agency. It is a good idea to retain all documentation from certified mailings, correspondence, phone calls, and notes, throughout the entire process. If you need help along the way, we recommend our Top Rated Credit Repair Company.
Statement of Dispute. If the reinvestigation does not resolve the dispute, the consumer may file a brief statement setting forth the nature of the dispute. The consumer reporting agency may limit such statement to not more than 100 words if it provides the consumer with assistance in writing a clear summary of the dispute.